12 Montana Del Lago Drive 168
Rancho Santa Margarita, CA 92688
Listing broker / agent: Redfin · Joseph Chow · CRMLS
MLS # OC26120243 · Last checked Oct 19, 2026 20:51 UTC
About this property
ONE OF THE BEST VALUES IN SOUTH OC — END UNIT! Competitively priced 3-bedroom, 2-bathroom homes of this size currently on the market in South Orange County. Nestled in the lakefront enclave of Montana Del Lago, this beautifully updated end unit offers the ultimate blend of natural light, style, and resort-style living. Designed with a rare side-by-side 2-car garage featuring overhead storage and direct access to the home, this residence offers both convenience and functionality. All main living spaces are located upstairs, showcasing vaulted ceilings, a sun-drenched open-concept floor plan, a refreshed fireplace, and a new dining chandelier. Slide open the glass doors to your private balcony, perfect for relaxing and enjoying the surroundings. Recent upgrades include updated flooring throughout, modern light fixtures, and ceiling fans. The spacious primary suite features a private en-suite bathroom, while the secondary bedroom is generously sized. Just steps from private lake access, community pools, tree-lined trails, and the SAMLARC Beach Lagoon, this home is also minutes from top-rated schools, premier dining, and shopping. Turnkey, move-in ready, and priced to sell quickly!
Property details
- MLS number
- OC26120243
- Status
- Active Under Contract (Backup)
- Type
- Residential
- Subtype
- Condominium
- Beds / baths
- 3 Beds • 2 Baths
- Living area
- 1,344 Sq Ft
- Lot size
- 1.2006 acres
- County
- Orange
- Year built
- 1992
- Stories
- 2
More property detailsCollapse
Listing
- Days on market
- 134
Building
- Year built
- 1992
- Year built source
- Assessor
- Stories
- 2
- Building stories
- 2
- Levels
- Two
- Entry level
- 1
- Roof
- Tile
- Living area source
- Assessor
Bathrooms
- Full bathrooms
- 2
Rooms & interior
- Main-level bedrooms
- 3
- Main-level bathrooms
- 2
- Rooms
- Bedroom, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom
- Appliances
- Dishwasher, Disposal, Gas Oven, Gas Range, Refrigerator
- Interior features
- Balcony, Ceiling Fans, High Ceilings, Open Floorplan, Tile Counters, All Bedrooms Up
- Flooring
- Laminate, Tile
- Heating
- Central, Fireplaces
- Cooling
- Central Air
- Fireplace
- Gas, Living Room
- Laundry
- Washer Hookup, Gas Dryer Hookup
Exterior & parking
- Total parking spaces
- 2
- Garage spaces
- 2
- Parking
- Direct Access, Garage, Permit Required, One Space
- Attached garage
- Yes
- Pool
- Community, Association
- Spa
- Association, Community
- Lot size source
- Assessor
- Fencing
- None
- Property outlook
- Mountains, Neighborhood
Utilities & community
- Water
- Public
- Sewer
- Public Sewer
- Community features
- Biking, Fishing, Golf, Hiking, Horse Trails, Lake, Mountainous, Park, Street Lights, Sidewalks, Pool
- Association amenities
- Meeting Room, Pool, Spa Hot Tub
Fees & lease terms
- Association
- Yes
- Association fee
- $697.00
- Association fee frequency
- Monthly
Schools reported in the listing
- High school district
- Other
School information is supplied with the listing. Confirm current attendance boundaries and enrollment eligibility directly with the school district.
Nearby public schools
Nearby does not mean assigned. These are approximate straight-line distances from the property, not walking or driving routes. Confirm attendance boundaries, enrollment eligibility, grades and current school status directly with the district.
| School / district | Grades | Distance |
|---|---|---|
| Cielo Vista Elementary Saddleback Valley Unified · Rancho Santa Margarita | K–6 | 0.2 mi |
| Trabuco Mesa Elementary Saddleback Valley Unified · Rancho Santa Margarita | K–6 | 0.4 mi |
| Rancho Santa Margarita Intermediate Saddleback Valley Unified · Rancho Santa Margarita | 7–8 | 0.5 mi |
| Trabuco Elementary Saddleback Valley Unified · Trabuco Canyon | K–6 | 0.7 mi |
| Robinson Elementary Saddleback Valley Unified · Trabuco Canyon | K–6 | 0.7 mi |
| Melinda Heights Elementary Saddleback Valley Unified · Rancho Santa Margarita | K–6 | 1.8 mi |
| Tijeras Creek Elementary (school website, opens in a new tab) Capistrano Unified · Rancho Santa Margarita | K–5 | 1.8 mi |
| Arroyo Vista Middle (school website, opens in a new tab) Capistrano Unified · Rancho Santa Margarita | 6–8 | 2.5 mi |
Source: California Department of Education · 2025-26 school locations. Downloaded Oct 2, 2026 UTC. This annual snapshot may not reflect later changes. Public schools only; not a complete list of education options. No ratings or attendance assignments are provided.
Check the California School Directory ↗Price and tax history
Asking price
- Current asking price
- $730,000
- MLS-reported original asking price
- $785,000
- MLS-reported previous asking price
- $765,000
- MLS-reported last price change
- 2026-09-30 15:35 UTC
| Observed (UTC) | Asking price |
|---|---|
| Oct 2, 2026 06:15 | $730,000 |
MLS values are reported for this listing, not prior sales. Observation dates show when our importer saw an asking price, not when the MLS changed it. Up to 24 observations are retained; changes between refreshes may be missed. This is not a complete price or sales history.
Property taxes
Tax history is not available from the imported listing data.
Source: MLS feed. Only supplied tax years are shown, up to 10 years; this is not a county tax archive. Amounts may be corrected and taxes may change after purchase. Verify assessments and current taxes with the county. These values do not automatically fill the payment calculator.
Market trends in Rancho Santa Margarita
Active residential homes for sale in Rancho Santa Margarita, CA, available through this website's authorized feed. Includes residential subtypes; excludes rentals. Not the entire market or a valuation of this property.
Observed price activity · past 30 days
22 currently active listings have an observed price-change pair ending in this period. A listing can appear in both counts.
Calculated 2026-10-19 21:01 UTC. Source: this website's authorized MLS inventory. Import progress, freshness rules and coverage affect the figures. Medians exclude missing/invalid values; price per sq ft is the median of individual listing ratios. Price observations are limited to the last 24 per listing and may miss changes between refreshes. This is not a complete 30-day market report, historical inventory trend, appreciation measure, or sold-price analysis.
Payment calculator
Explore a fixed-rate loan scenario. The price comes from this listing; a 20% down payment and 30-year term are starting assumptions, not requirements. Enter your own interest rate—not APR—and estimated costs.
Illustration only—not a rate quote, preapproval, lending offer or affordability determination. Assumes equal monthly payments on a fully amortizing fixed-rate loan; no adjustable rates, interest-only periods or balloon payments. Excludes closing costs, utilities, maintenance, special assessments and other unentered costs. Actual payments and escrow can differ. Review a Loan Estimate with your lender.
Understanding homeownership costs — CFPB ↗