187 Montana Del Lago
Rancho Santa Margarita, CA 92688
Listing broker / agent: Platinum Tree Realty · Samantha Dowd · 714-485-5726 · CRMLS
MLS # OC26145343 · Last checked Oct 19, 2026 20:57 UTC
About this property
3-BEDROOM CONDO STEPS FROM THE LAKE AND THE COMMUNITY POOL/SPA!!! Soaring ceilings and abundant windows fill the home with natural light, creating an open and airy atmosphere throughout. The open-concept living and dining areas are perfect for everyday living and entertaining, featuring a cozy fireplace as the focal point. Upstairs, the spacious primary suite boasts a walk-in closet and an en-suite bathroom with soaking tub and dual sinks. Two generously sized secondary bedrooms share a full hallway bathroom, offering comfortable accommodations for family or guests. Brand-new luxury vinyl flooring runs throughout the home, providing a modern look with easy maintenance and pet-friendly durability. The kitchen offers direct access to the oversized two-car tandem garage, which includes laundry hookups and ample storage space. Residents of Montana Del Lago enjoy resort-style amenities, including the Lago Santa Margarita Beach Club, access to Rancho Santa Margarita Lake, scenic parks, playgrounds, a beautiful walk-in beach lagoon, paddle boats, dock, 4 community pools, and picnic areas. Enjoy picturesque mountain views, lakeside walking trails, nearby hiking and biking paths, and convenient access to shopping, and dining, all within one of Orange County's most desirable master-planned communities.
Property details
- MLS number
- OC26145343
- Status
- Active
- Type
- Residential
- Subtype
- Condominium
- Beds / baths
- 3 Beds • 2 Baths
- Living area
- 1,135 Sq Ft
- Lot size
- 0.0301 acres
- County
- Orange
- Year built
- 1990
More property detailsCollapse
Listing
- Days on market
- 91
Building
- Year built
- 1990
- Year built source
- Estimated
- Building stories
- 2
- Levels
- Multi Split
- Entry level
- 1
- Living area source
- Estimated
Bathrooms
- Full bathrooms
- 2
Rooms & interior
- Rooms
- Bedroom, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Other
- Interior features
- All Bedrooms Up, Primary Suite, Walk In Closets
- Cooling
- Central Air
- Fireplace
- Living Room
- Laundry
- In Garage
Exterior & parking
- Total parking spaces
- 2
- Garage spaces
- 2
- Attached garage
- Yes
- Pool
- Community, Fenced, Heated, In Ground, Association
- Lot size source
- Estimated
- Property outlook
- Pool
Utilities & community
- Water
- Public
- Sewer
- Public Sewer
- Community features
- Biking, Curbs, Fishing, Lake, Park, Street Lights, Sidewalks, Water Sports, Pool
- Association amenities
- Clubhouse, Sport Court, Dock, Fire Pit, Maintenance Grounds, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pool, Pets Allowed, Spa Hot Tub, Trails, Trash
Fees & lease terms
- Association
- Yes
- Association fee
- $643.38
- Association fee frequency
- Monthly
- Additional association fee
- $91.00
- Additional fee frequency
- Monthly
Schools reported in the listing
- High school district
- Saddleback Valley Unified
School information is supplied with the listing. Confirm current attendance boundaries and enrollment eligibility directly with the school district.
Nearby public schools
Nearby does not mean assigned. These are approximate straight-line distances from the property, not walking or driving routes. Confirm attendance boundaries, enrollment eligibility, grades and current school status directly with the district.
| School / district | Grades | Distance |
|---|---|---|
| Cielo Vista Elementary Saddleback Valley Unified · Rancho Santa Margarita | K–6 | 0.3 mi |
| Trabuco Mesa Elementary Saddleback Valley Unified · Rancho Santa Margarita | K–6 | 0.4 mi |
| Rancho Santa Margarita Intermediate Saddleback Valley Unified · Rancho Santa Margarita | 7–8 | 0.5 mi |
| Trabuco Elementary Saddleback Valley Unified · Trabuco Canyon | K–6 | 0.7 mi |
| Robinson Elementary Saddleback Valley Unified · Trabuco Canyon | K–6 | 0.7 mi |
| Melinda Heights Elementary Saddleback Valley Unified · Rancho Santa Margarita | K–6 | 1.8 mi |
| Tijeras Creek Elementary (school website, opens in a new tab) Capistrano Unified · Rancho Santa Margarita | K–5 | 1.9 mi |
| Arroyo Vista Middle (school website, opens in a new tab) Capistrano Unified · Rancho Santa Margarita | 6–8 | 2.5 mi |
Source: California Department of Education · 2025-26 school locations. Downloaded Oct 2, 2026 UTC. This annual snapshot may not reflect later changes. Public schools only; not a complete list of education options. No ratings or attendance assignments are provided.
Check the California School Directory ↗Price and tax history
Asking price
- Current asking price
- $695,000
- MLS-reported original asking price
- $799,000
- MLS-reported previous asking price
- $740,000
- MLS-reported last price change
- 2026-09-30 13:00 UTC
| Observed (UTC) | Asking price |
|---|---|
| Oct 2, 2026 05:32 | $695,000 |
MLS values are reported for this listing, not prior sales. Observation dates show when our importer saw an asking price, not when the MLS changed it. Up to 24 observations are retained; changes between refreshes may be missed. This is not a complete price or sales history.
Property taxes
Tax history is not available from the imported listing data.
Source: MLS feed. Only supplied tax years are shown, up to 10 years; this is not a county tax archive. Amounts may be corrected and taxes may change after purchase. Verify assessments and current taxes with the county. These values do not automatically fill the payment calculator.
Market trends in Rancho Santa Margarita
Active residential homes for sale in Rancho Santa Margarita, CA, available through this website's authorized feed. Includes residential subtypes; excludes rentals. Not the entire market or a valuation of this property.
Observed price activity · past 30 days
22 currently active listings have an observed price-change pair ending in this period. A listing can appear in both counts.
Calculated 2026-10-19 21:36 UTC. Source: this website's authorized MLS inventory. Import progress, freshness rules and coverage affect the figures. Medians exclude missing/invalid values; price per sq ft is the median of individual listing ratios. Price observations are limited to the last 24 per listing and may miss changes between refreshes. This is not a complete 30-day market report, historical inventory trend, appreciation measure, or sold-price analysis.
Payment calculator
Explore a fixed-rate loan scenario. The price comes from this listing; a 20% down payment and 30-year term are starting assumptions, not requirements. Enter your own interest rate—not APR—and estimated costs.
Illustration only—not a rate quote, preapproval, lending offer or affordability determination. Assumes equal monthly payments on a fully amortizing fixed-rate loan; no adjustable rates, interest-only periods or balloon payments. Excludes closing costs, utilities, maintenance, special assessments and other unentered costs. Actual payments and escrow can differ. Review a Loan Estimate with your lender.
Understanding homeownership costs — CFPB ↗