44 Tierra Montanosa
Rancho Santa Margarita, CA 92688
Listing broker / agent: eXp Realty of California Inc · Kraig Enyeart · 949-374-8870 · CRMLS
MLS # OC26156405 · Last checked Oct 19, 2026 21:01 UTC
About this property
Melinda Heights, NO ROAD NOISE. PEACEFUL SETTING. 3 FULL Baths! Rancho Santa Margarita At Its Best! Review the attached supplements for the full list of upgrades & Watch the 3D tour to see it all come together before you even walk in the door. This is the ONE! A rare, expansive wrap-around private patio - your own outdoor sanctuary framed by a brick-and-stone planter wall, with a separate gated entrance to the backyard. Room to lounge, entertain, and unwind in complete serenity, with far more private outdoor living space than many in the community. — this home has been renovated top to bottom, and the numbers speak for themselves. Downstairs, a bedroom suite with its own full bath and laundry opens directly onto that show-stopping patio - perfect for guests, multigenerational living, or a private home office. The kitchen has been fully reimagined with a Bosch 800 Series dishwasher, Samsung smart refrigerator and oven, quartz countertops, and recessed lighting. PLUS a whole-house Filtersorb Puragain water filtration system with a 6-stage alkaline drinking water tap. Every bathroom has been upgraded with sleek, low-flush, single-piece toilets to custom counters with molded sinks! Upstairs, two stunning primary suites deliver rare flexibility: the first with high ceilings, a closet with custom doors, a custom made shoe closet w/ separate spaces and a spa-like renovated walk-in shower that is a fully tiled European rain shower. Shower and Toilet are separated by a custom barn door. The primary bath also features custom double vanity, and smart mirrors. The second Primary features vaulted ceilings, walk-in closet, its own bath/shower. The upgrades don't stop there: New luxury lighting throughout, a newer HVAC system, an automatic sprinkler system, a fully installed garage EV charger, and a whole-home Vivint security system — cameras, sensors, and glass-break detection, equipment (paid for). The HOA has just repainted the exterior, repaved the roads, and replaced the garage doors — the whole community is looking sharp. Step outside your door and into SAMLARC living at its best: 13 parks, sport courts, hiking and biking trails, Saddleback Mountain views, and the beach club at Lake Rancho Santa Margarita. Zoned for award-winning Melinda Heights Elementary and Trabuco Hills High, with shopping and dining just minutes away. No Mello-Roos. Turnkey. Upgraded top to bottom. New HOA Statement for 2026-2027: HOA FEES REMAIN UNCHANGED!!!
Property details
- MLS number
- OC26156405
- Status
- Active
- Type
- Residential
- Subtype
- Condominium
- Beds / baths
- 3 Beds • 3 Baths
- Living area
- 1,487 Sq Ft
- Lot size
- 0.6803 acres
- County
- Orange
- Year built
- 1996
- Stories
- 2
More property detailsCollapse
Listing
- Days on market
- 86
Building
- Year built
- 1996
- Year built source
- Assessor
- Architectural style
- Mediterranean
- Stories
- 2
- Building stories
- 2
- Levels
- Two
- Entry level
- 1
- Construction
- Stucco
- Roof
- Clay
- Foundation
- Slab
- Condition
- Updated Remodeled
- Living area source
- Estimated
Bathrooms
- Full bathrooms
- 3
Rooms & interior
- Main-level bedrooms
- 1
- Main-level bathrooms
- 1
- Rooms
- Bedroom, Living Room, Primary Bathroom, Primary Bedroom, Other, Dining Room
- Appliances
- Dishwasher, Gas Cooktop, Disposal, Gas Oven, Microwave, Refrigerator, Water To Refrigerator, Water Purifier
- Interior features
- Ceiling Fans, Cathedral Ceilings, Separate Formal Dining Room, High Ceilings, Quartz Counters, Recessed Lighting, Bedroom On Main Level, Multiple Primary Suites, Walk In Closets
- Flooring
- Vinyl
- Heating
- Central
- Cooling
- Central Air
- Fireplace
- Gas, Living Room
- Laundry
- Inside
Exterior & parking
- Total parking spaces
- 2
- Garage spaces
- 2
- Parking
- Garage
- Attached garage
- Yes
- Pool
- Community, Association
- Spa
- Community
- Patio / porch
- Brick, Patio, Stone, Wrap Around
- Lot features
- Zero To One Unit Acre, Sprinkler System
- Lot size source
- Assessor
- Fencing
- Good Condition, Stucco Wall, Wrought Iron
- Property outlook
- Park Greenbelt, Trees Woods
Utilities & community
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Community features
- Biking, Curbs, Foothills, Golf, Hiking, Park, Sidewalks, Pool
- Association amenities
- Sport Court, Playground, Pickleball, Pool, Spa Hot Tub, Tennis Courts
Fees & lease terms
- Association
- Yes
- Association fee
- $518.00
- Association fee frequency
- Monthly
- Additional association fee
- $89.00
- Additional fee frequency
- Monthly
Schools reported in the listing
- Elementary school
- Melinda Heights
- Middle / junior school
- Rancho Santa Margarita
- High school
- Trabucco Hills
- High school district
- Saddleback Valley Unified
School information is supplied with the listing. Confirm current attendance boundaries and enrollment eligibility directly with the school district.
Nearby public schools
Nearby does not mean assigned. These are approximate straight-line distances from the property, not walking or driving routes. Confirm attendance boundaries, enrollment eligibility, grades and current school status directly with the district.
| School / district | Grades | Distance |
|---|---|---|
| Melinda Heights Elementary Saddleback Valley Unified · Rancho Santa Margarita | K–6 | 0.2 mi |
| Trabuco Elementary Saddleback Valley Unified · Trabuco Canyon | K–6 | 1.4 mi |
| Rancho Santa Margarita Intermediate Saddleback Valley Unified · Rancho Santa Margarita | 7–8 | 1.6 mi |
| Cielo Vista Elementary Saddleback Valley Unified · Rancho Santa Margarita | K–6 | 1.7 mi |
| Trabuco Mesa Elementary Saddleback Valley Unified · Rancho Santa Margarita | K–6 | 2.0 mi |
| Tijeras Creek Elementary (school website, opens in a new tab) Capistrano Unified · Rancho Santa Margarita | K–5 | 2.0 mi |
| Portola Hills Elementary Saddleback Valley Unified · Trabuco Canyon | K–6 | 2.0 mi |
| Trabuco Hills High Saddleback Valley Unified · Mission Viejo | 9–12 | 2.1 mi |
Source: California Department of Education · 2025-26 school locations. Downloaded Oct 2, 2026 UTC. This annual snapshot may not reflect later changes. Public schools only; not a complete list of education options. No ratings or attendance assignments are provided.
Check the California School Directory ↗Price and tax history
Asking price
- Current asking price
- $899,000
- MLS-reported original asking price
- $929,900
- MLS-reported previous asking price
- $919,000
- MLS-reported last price change
- 2026-09-22 15:54 UTC
| Observed (UTC) | Asking price |
|---|---|
| Oct 2, 2026 05:37 | $899,000 |
MLS values are reported for this listing, not prior sales. Observation dates show when our importer saw an asking price, not when the MLS changed it. Up to 24 observations are retained; changes between refreshes may be missed. This is not a complete price or sales history.
Property taxes
Tax history is not available from the imported listing data.
Source: MLS feed. Only supplied tax years are shown, up to 10 years; this is not a county tax archive. Amounts may be corrected and taxes may change after purchase. Verify assessments and current taxes with the county. These values do not automatically fill the payment calculator.
Market trends in Rancho Santa Margarita
Active residential homes for sale in Rancho Santa Margarita, CA, available through this website's authorized feed. Includes residential subtypes; excludes rentals. Not the entire market or a valuation of this property.
Observed price activity · past 30 days
22 currently active listings have an observed price-change pair ending in this period. A listing can appear in both counts.
Calculated 2026-10-19 21:36 UTC. Source: this website's authorized MLS inventory. Import progress, freshness rules and coverage affect the figures. Medians exclude missing/invalid values; price per sq ft is the median of individual listing ratios. Price observations are limited to the last 24 per listing and may miss changes between refreshes. This is not a complete 30-day market report, historical inventory trend, appreciation measure, or sold-price analysis.
Payment calculator
Explore a fixed-rate loan scenario. The price comes from this listing; a 20% down payment and 30-year term are starting assumptions, not requirements. Enter your own interest rate—not APR—and estimated costs.
Illustration only—not a rate quote, preapproval, lending offer or affordability determination. Assumes equal monthly payments on a fully amortizing fixed-rate loan; no adjustable rates, interest-only periods or balloon payments. Excludes closing costs, utilities, maintenance, special assessments and other unentered costs. Actual payments and escrow can differ. Review a Loan Estimate with your lender.
Understanding homeownership costs — CFPB ↗