20702 El Toro 90
Lake Forest, CA 92630
Listing broker / agent: Coldwell Banker Realty · Tracy Bryant · 949-338-3515 · CRMLS
MLS # NP26083012 · Last checked Oct 20, 2026 18:21 UTC
About this property
This gorgeous community is now FHA approved! Tucked within the lush, tree-lined Pheasant Creek community where winding streams and peaceful ponds set the tone, this fully reimagined 2-bed, 2-bath condo with a carport is the California lifestyle upgrade you've been waiting for. Every inch of this home has been thoughtfully touched. The kitchen has been nicely refreshed with sleek stainless-steel appliances and recessed lighting that sets the perfect ambiance. New laminate floors run seamlessly throughout, fresh paint brightens every room, and new ceiling fans in the dining area and bedrooms add both style and function. Both bathrooms? Completely refreshed. The living room opens directly onto a spacious private balcony, your own quiet corner for morning coffee, evening cocktails, or simply doing nothing at all. A patio laundry closet with extra storage keeps life organized without sacrificing space. Parking is a non-issue here as you get both an assigned space and a carport. And when you're ready to venture beyond your front door, the community delivers with resort-style pools, tennis and basketball courts, and scenic walking trails all just steps away. The HOA covers water, sewer, trash, and grounds maintenance, keeping your to-do list blissfully short. As for location, Irvine Spectrum, top-rated schools, parks, hiking trails, and premier shopping are all within easy reach. Whether you're a first-time buyer or savvy investor, this one is FHA approved and move-in ready. Come see it before someone else does.
Property details
- MLS number
- NP26083012
- Status
- Active Under Contract (Backup)
- Type
- Residential
- Subtype
- Condominium
- Beds / baths
- 2 Beds • 2 Baths
- Living area
- 916 Sq Ft
- Lot size
- 7.918 acres
- County
- Orange
- Year built
- 1980
- Stories
- 1
More property detailsCollapse
Listing
- Days on market
- 132
Building
- Year built
- 1980
- Year built source
- Public Records
- Architectural style
- Craftsman
- Stories
- 1
- Building stories
- 2
- Levels
- One
- Entry level
- 2
- Construction
- Drywall, Frame, Concrete
- Roof
- Tile
- Foundation
- Slab
- Condition
- Turnkey
- Living area source
- Assessor
Bathrooms
- Full bathrooms
- 2
Rooms & interior
- Main-level bedrooms
- 2
- Main-level bathrooms
- 2
- Rooms
- Family Room, Kitchen, Dining Room
- Appliances
- Dishwasher, Free Standing Range, Microwave, Range Hood, Dryer, Washer
- Interior features
- Balcony, Ceiling Fans, Separate Formal Dining Room, High Ceilings, Open Floorplan, Recessed Lighting
- Flooring
- Vinyl
- Heating
- None
- Cooling
- Wall Window Units
- Fireplace
- None
- Laundry
- Laundry Closet, Outside
- Accessibility features
- None
Exterior & parking
- Total parking spaces
- 2
- Garage spaces
- 0
- Carport spaces
- 1
- Parking
- Assigned, Carport, Detached Carport, Guest
- Pool
- Community, In Ground, Association
- Spa
- Association, Community, In Ground
- Patio / porch
- Deck
- Lot features
- Landscaped
- Lot size source
- Assessor
- Fencing
- None
- Property outlook
- Neighborhood
Utilities & community
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Community features
- Curbs, Hiking, Street Lights, Suburban, Sidewalks, Pool
- Association amenities
- Maintenance Grounds, Pool, Spa Hot Tub, Trash, Water
Fees & lease terms
- Association
- Yes
- Association fee
- $553.00
- Association fee frequency
- Monthly
Schools reported in the listing
- Elementary school
- Lake Forest
- Middle / junior school
- Serrano Intermediate
- High school
- Trabucco Hills
- High school district
- Saddleback Valley Unified
School information is supplied with the listing. Confirm current attendance boundaries and enrollment eligibility directly with the school district.
Nearby public schools
Nearby does not mean assigned. These are approximate straight-line distances from the property, not walking or driving routes. Confirm attendance boundaries, enrollment eligibility, grades and current school status directly with the district.
| School / district | Grades | Distance |
|---|---|---|
| Trabuco Hills High Saddleback Valley Unified · Mission Viejo | 9–12 | 0.3 mi |
| Del Lago Elementary Saddleback Valley Unified · Mission Viejo | K–6 | 0.8 mi |
| Lake Forest Elementary Saddleback Valley Unified · Lake Forest | K–6 | 1.5 mi |
| Foothill Ranch Elementary Saddleback Valley Unified · Foothill Ranch | K–6 | 1.7 mi |
| Portola Hills Elementary Saddleback Valley Unified · Trabuco Canyon | K–6 | 1.8 mi |
| Oxford Preparatory Academy - South Orange County (school website, opens in a new tab) Capistrano Unified · Mission Viejo | K–5 | 2.1 mi |
| Melinda Heights Elementary Saddleback Valley Unified · Rancho Santa Margarita | K–6 | 2.1 mi |
| Glen Yermo Elementary Saddleback Valley Unified · Mission Viejo | K–6 | 2.3 mi |
Source: California Department of Education · 2025-26 school locations. Downloaded Oct 2, 2026 UTC. This annual snapshot may not reflect later changes. Public schools only; not a complete list of education options. No ratings or attendance assignments are provided.
Check the California School Directory ↗Price and tax history
Asking price
- Current asking price
- $499,000
- MLS-reported original asking price
- $524,500
- MLS-reported previous asking price
- $489,000
- MLS-reported last price change
- 2026-08-04 16:43 UTC
| Observed (UTC) | Asking price |
|---|---|
| Oct 9, 2026 04:16 | $499,000 |
MLS values are reported for this listing, not prior sales. Observation dates show when our importer saw an asking price, not when the MLS changed it. Up to 24 observations are retained; changes between refreshes may be missed. This is not a complete price or sales history.
Property taxes
Tax history is not available from the imported listing data.
Source: MLS feed. Only supplied tax years are shown, up to 10 years; this is not a county tax archive. Amounts may be corrected and taxes may change after purchase. Verify assessments and current taxes with the county. These values do not automatically fill the payment calculator.
Market trends in Lake Forest
Active residential homes for sale in Lake Forest, CA, available through this website's authorized feed. Includes residential subtypes; excludes rentals. Not the entire market or a valuation of this property.
Observed price activity · past 30 days
42 currently active listings have an observed price-change pair ending in this period. A listing can appear in both counts.
Calculated 2026-10-20 18:33 UTC. Source: this website's authorized MLS inventory. Import progress, freshness rules and coverage affect the figures. Medians exclude missing/invalid values; price per sq ft is the median of individual listing ratios. Price observations are limited to the last 24 per listing and may miss changes between refreshes. This is not a complete 30-day market report, historical inventory trend, appreciation measure, or sold-price analysis.
Payment calculator
Explore a fixed-rate loan scenario. The price comes from this listing; a 20% down payment and 30-year term are starting assumptions, not requirements. Enter your own interest rate—not APR—and estimated costs.
Illustration only—not a rate quote, preapproval, lending offer or affordability determination. Assumes equal monthly payments on a fully amortizing fixed-rate loan; no adjustable rates, interest-only periods or balloon payments. Excludes closing costs, utilities, maintenance, special assessments and other unentered costs. Actual payments and escrow can differ. Review a Loan Estimate with your lender.
Understanding homeownership costs — CFPB ↗